4 Elements of an Estate Strategy Learn about the importance of having an estate strategy in this helpful and informative video. Related Content The Average American Budget Learn about the average American budget in this fun and interactive piece. Contributing to an IRA? Determine if you are eligible to contribute to a traditional or Roth IRA. Teen Drinking and Your Liability Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.