18 Years’ Worth of Days The average retirement lasts for 18 years, with many lasting even longer. Will you fill your post-retirement days with purpose? Related Content How Insurance Deductibles Work Knowing how insurance deductibles work can help you save money. A Primer on Irrevocable Life Insurance Trusts Irrevocable life insurance trusts can be important tools that may accomplish a number of estate objectives. Insurance Needs Assessment: When You're Newly Married Marriage changes everything, including your insurance needs.